New to filing on your own?
Your first return after starting a job, graduating, moving out, or adding a side gig can feel unfamiliar. We walk through the forms, explain what each item means, and help you understand what to keep for next year—without making assumptions about what you already know.
Documents to gather
Bring the items that apply to you. A complete packet helps avoid delays; do not send Social Security numbers or tax documents through the website contact form.
- Photo ID and Social Security numbers or ITINs for you, your spouse, and dependents
- Prior-year federal and state returns, if available
- W-2s and 1099 forms for wages, interest, dividends, retirement, Social Security, investments, or payment apps
- 1098-T, 1098-E, scholarship, and student-loan information
- 1095-A Marketplace coverage and HSA forms such as 1099-SA, if applicable
- Mortgage interest, property-tax, charitable-giving, and other deduction records
- Childcare provider information and dependent-care records, if applicable
- Self-employment income, expenses, mileage, estimated payments, and home-office information
Individual tax preparation
Tax preparation does not have to be complicated or stressful. Guastello Advisors prepares federal and applicable state individual income tax returns for clients with common tax situations.
- W-2 wage and salary income
- Interest and dividend income
- Retirement and pension income
- Social Security income
- Investment income and capital gains
- Homeownership and mortgage interest
- Itemized deductions
- Dependents and family-related credits
- Education expenses and credits
- Health Savings Accounts
- Self-employment income
- Other common individual situations
What you can expect
We focus on getting the details right, keeping the process organized, and explaining what matters. When tax questions arise, you receive practical guidance tied to your personal financial situation.
Estimated taxes and year-round guidance
Self-employed individuals and others without sufficient withholding may need estimated payments. We can help calculate quarterly estimates and reduce surprises at filing time.
Serving local individuals
Guastello Advisors serves clients in Paramus, the greater Bergen County area, and Northern New Jersey. The practice is designed for straightforward individual returns and common self-employment situations; specialized or complex matters can be referred to an appropriate tax or legal professional.